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Dallas Bariatric Surgery
Insurance and Payment Options
Worried About Paying for Your Weight Loss Surgery or Heartburn Treatment?
Don’t let cost keep you from taking steps to a healthier life. The DFW Bariatric Institute has self-pay options that can help even when insurance won’t pay. We’ve partnered with medical financing lenders to provide you with an easy way to finance your weight loss surgery or your treatment for GERD, acid reflux, or chronic heartburn. Our team will work with you to help you determine which payment options will fit your budget.
DFW Bariatric Institute Self-Pay
At DFW Bariatric Institute, we offer a variety of bariatric surgeries, such as Inverted Gastric Sleeve and Gastric Bypass, as well as non-surgical options, including Gastric Balloon or Endoscopic Sleeve Gastroplasty (ESG). Our goal is to help patients in the Dallas area live healthier, more active lives. When considering the cost of weight loss surgery, keep in mind that these procedures have been proven to improve or cure obesity related conditions, such as Type 2 Diabetes.1 Better health can save you money by reducing your health care costs over the course of your life.
Financing
At the DFW Bariatric Institute, we have partnered with several medical financial lending institutions that offer competitive interest rates, terms up to five years, online or mail in applications, and a quick approval process to help you pay for your surgery. You can apply by phone or online with the following lenders.
United Medical Credit
Medical loans are an affordable way to pay for medical expenses. United Medical Credit helps you get loans for medical treatment.
CareCredit Healthcare Financing
CareCredit helps make the health, wellness and beauty treatments and procedures you want possible today.
Prosper HealthCare Lending
Prosper HealthCare Lending is the premier financing company in the bariatric surgery industry. With over $3 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.
Here are some of the benefits you’ll receive with a loan from Prosper HealthCare Lending:
- Immediate decisions for loans under $35,000
- Longer term options for lower monthly payments
- No collateral required
- No prepayment penalties
- Fast & easy loan inquiry process
- 100% Confidential
Health Insurance
Did you know that health insurance will pay for weight loss surgery in many cases? Treatment for obesity or heartburn is often considered a medical necessity and is therefore at least partially covered by many insurance providers. However, it can be difficult to figure out your coverage details on your own. Our insurance experts will help you navigate your plan with a free insurance check. We have helped many patients obtain approval who may otherwise have been unable to find coverage.
Now Accepting All Major Insurance Plans at DFW Bariatric Institute, including:
- Blue Cross Blue Shield
- Cigna
- Aetna
- UHC
- Medicare
- and many more! Contact us to find out if we accept your insurance plan.
Insurance coverage for bariatric surgery or heartburn treatment will depend on your employer’s health plan, the plan that you have chosen, and the specific coverage in your policy. Complete our Free Insurance Check form to find out if your insurance covers bariatric surgery.
HSA or FSA for Bariatric Surgery or Heartburn Treatment
If you have a medical spending account, such as a Healthcare Savings Account (HSA) or Flexible Spending Account (FSA), those funds may be used to pay for weight loss or heartburn procedures. These types of accounts give you the benefit of using pre-tax dollars to fund medical expenses. If you have an FSA or HSA through your employer, consult your plan’s administrator to learn about your plan requirements and eligibility.
Your Bariatric Surgery or Heartburn Treatment May Qualify for a Tax Deduction
The United States Internal Revenue Service recognizes obesity and GERD as diseases, which means that patients may be eligible for tax deductions. Depending on your personal finances, you may be able to write off a portion of your surgery expenses. Click the link below to access the IRS guide to medical tax deductions, or contact your local tax professional or financial advisor to learn if you may qualify.
The Personal Cost of Obesity
In the United States, the cost of healthcare for obesity related medical issues is estimated to be approximately $147 billion dollars.2 In addition to the increased cost of medication and doctor visits that can result from diabetes, hypertension, sleep apnea, and joint pain, individuals with obesity also face the life-long costs of failed diets, higher grocery bills, and the cost of missed work due to health issues. Many of our patients report that they are able to reduce or eliminate medications that they needed prior to weight loss. Many bariatric patients also experience the priceless gift of better overall quality of life, which enables them to be more active and productive in their communities.
| Items | Estimated Annual Costs |
| Mean medical drug costs (BMI greater or equal to 35) |
$5,965 |
| Out-of-pocket healthcare costs | $2,182 |
| Employment inactivity costs | $900 |
| Commercial weight loss program fees | $600 |
| Prescription co-pays (5 meds at $10) | $600 |
| Grocery and diner costs | $5,321* |
| Total | $15,568 |
* A study recently showed that the average morbidly obese patient spends over $5000 per year in food. After weight loss surgery, food costs are about $1000 per year. That is a savings of over $4000 per year.
1Journal of Diabetes Research 2015; 2015: 674268. Published online 2015 Apr 14. Doi
2Finkelstein EA1, Trogdon JG, Cohen JW, Dietz W. Annual medical spending attributable to obesity: payer-and service-specific estimates. Health Aff (Millwood). 2009 Sep-Oct;28(5):w822-31. doi: 10.1377/hlthaff.28.5.w822.
Start Your Weight Loss Journey
Patient Testimonials
Janet S.
Lost 93 pounds*
"93 pounds later, I have a whole new life. I’ve gone from a size 24 down to 10-12. I no longer have high blood pressure or high cholesterol. My knees, which were in sad shape before surgery, don’t hurt anymore. I joined a gym and participate in water aerobics and a latin impact aerobics class. My whole life has changed. I have much more confidence in myself and love to be with people."
Vivian P.
Lost 140 pounds*
“First off….this surgery will give you your life back. It is a total life changing surgery and I feel like I owe DFW Bariatric my life since they restored mine to me. My weight ballooned up to 273 lbs before my surgery. I have successfully lost and maintained a 140 lb weight loss… This is the most amazing journey that anyone could ever take and the DFW Bariatric Institute staff will all be there to hold your hand and lead you down the road to your success.”
Sherrie M.
Lost 110 pounds*
“I am currently 29 years old and weigh 130 lbs. Before surgery I weighed almost 240 lbs…This is the best thing I have done with my life and would do it again today. It changed my life drastically. My surgeon said to me, 'I can do 50% for you and give you the surgery, but the other 50% is up to you. Your eating, your exercise, your total outlook on life make up the other 50%. And what you want from the surgery is what you will get, and the life you will gain.'”
John E.
Lost 90 pounds*
“I went to a seminar and left there with complete ease, feeling like everyone cared about me and my health. On first office visit I was totally impressed…I never felt rushed in the office, and always felt everyone cared. My surgery was completed and I am now down 90 pounds…The biggest part of recovery comes from the encouragement DFW Bariatric gives. Everyone is always positive and takes the time to explain things in a positive way.”
Kathy D.
Lost 161 pounds*
“There are no words to express the amount of change that weight loss surgery has brought to my life. I am a 54 year old female. There were so many things I was unable to do before the surgery that I blamed on age. It wasn’t my age at all, it was the weight. I am 30 again…The day of my surgery, I weighed 299 pounds. Today I weigh 138 and wear a size 6…I feel so good about myself now. The surgery saved my life!”
Brian S.
Lost 130 pounds*
“After losing 130 pounds, I feel like I have a new lease on life. I was able to stop all of my diabetes, high blood pressure, and my cholesterol medicines. I have always had chronic knee problems and now I am able to run three miles per day without any pain. If I had a choice of doing this surgery again or not, I would definitely do it again. I feel that by having the surgery it not only gave me my life back but it also saved my life.”
Lorna Q.
Lost 107 pounds*
"I have lost the astonishing amount of 107 pounds in less than a year. I feel like I have my life back and I am in control again. All my family and friends are always telling me that I look happier than before and they are right, I am much, much happier than before. I have to thank DFW Bariatric and my husband for helping me throughout this very emotional and amazing journey. I do not regret at all having the surgery, it is one of the best decisions I have ever made in my life.”
Danielle L.
Lost 154 pounds*
“My outlook on life was so different before having my weight loss surgery. I was taking medicine for diabetes, high blood pressure, and depression, and my back, legs, and shoulders hurt all the time which kept me from sleeping. My start weight was 298 pounds. And I am now 144. I’m no longer on any type of medications. My body is the best shape I have ever been in. I am so happy to be where I am today mentally and physically. With my hard work and dedication and with the aid of DFW Bariatric, I am where I want to be. I trust this team with all my heart.”
Dennis H.
Lost 170 pounds*
“At 365 pounds, I was medicated for high blood pressure, diabetes, joint inflammation, and high cholesterol…I was a living example of morbid obesity. I knew then that it was time to do something with my weight…It was not easy to get through all of the hoops that my health plan demanded, but the DFW Bariatric team helped me every step of the way. Today I weigh 195 pounds and feel great! From the time I left the hospital after surgery I have been free from all prescription medications. I can never thank this team enough for giving me back my life."
